401k 2024 Contribution Limit Catch Up Calculator. Free 401k calculator to plan and estimate a 401k balance and payout amount in retirement or help with early withdrawals or maximizing employer match. For 2024 and 2025, you can contribute an additional $7,500 to traditional and roth 401 (k) accounts and $3,500 to a simple 401 (k).

That’s a $500 jump from the $23,000 limit in 2024. This means that your total 401(k) contribution limit for 2024 is $30,500.